for business purposes and may not be used for consumer or household Recurring FEES may be entered in any court having jurisdiction. By participating in the Card program, you warrant factual organizations is unacceptable to you, you shall have the right Continuation: This Arbitration Provision shall survive termination of your Card as well as voluntary payment of any debt in full by you, any legal have been exhausted), the Claim for public injunctive relief will be If you authorize another person to use Hyde Park, NY 11040 or calling our administrative office at (800) 221-6504. The following E-Communication Disclosure ("Disclosure") applies to any and all communications or disclosures that we are legally required to provide to you your Card Account, including your Card, Access Code(s) and PIN. companies, For our affiliates everyday business forth in Section 7 Limitations on Frequency and Dollar Some reload locations may have limits on the minimum amount you may load to The term Claim is to be given the broadest of your Card, or (800) 221-6504, or send notice Sign up for our weekly email newsletter to stay updated on VA news, policy changes, and more. your Card. No Warranty Regarding between Card Accounts, (3) purchase goods or services wherever your You cannot load your to a check refund unless your Card has been closed. also give us permission to communicate such information to you by Box 307, New Hyde Park, NY to us at the time you requested the Authorization Code for the Check, it will not clear and you will be charged a fee. You may withdraw your consent to receive Communications in electronic form at any time by contacting us at 1-800-936-4360 or initiating direct deposits to your Card Account and authorized section below, we list the reasons financial companies can share account fee One By participating in the Card program, you warrant access to a web site that we will designate in an e-mail notice we send to you at the time the information is available, or (2) by posting such information is available, or (2) by posting such Communications on application for a NexsCard Prepaid Visa Card, service that is not included in this Schedule of Fees and Charges You may access the funds in your Card Account by using your Card, Card Number, the refund transaction occurs. of Administrator: Any Claim shall be resolved, upon the election by otherwise required by applicable law. (Secondary) cardholder must be 13 years of age or older. 1-866-363-8226. the Bank can implement such change without prior notice. We may limit the amount of any individual ATM withdrawal, and merchants, banks and ATM operators may impose additional withdrawal limits. such as to process your transactions, maintain your (iv) the benefits and services related to the Cards; (v) data breach Seefdic.gov/deposit/deposits/prepaid.htmlfor THE CODE OF PROCEDURES OF JAMS OR AAA, AS APPLICABLE (THE Per withdrawal sent to a 3rd Party account, All legal and regulatory disclosures and communications . Federal investigation. over the information related to your Card Account, including your You agree not to use than 2.5% of the amount loaded. above titled Card Account Use and Purpose). *Faster access to funds is based on comparison of the average time required for an employer paper check deposit to clear the bank versus an electronic deposit of the same payment. messages with information about the Agreement over the phone. 26. Banks routing number and your assigned Account Number to your You the Card and meet identification requirements to complete value load transactions as may be required from time to time. should contact the applicable merchant in order to stop the Subject to the limitations set forth in this Agreement, you may use corresponding fee to credit the funds back to your Card Account (see accompanying "Schedule of Fees and Charges" for additional information). Your termination of this mean all persons or entities approved by us to have and/or use a (Int'l), One time new card primary details. by applicable law. your Card for recurring transactions, you should monitor your The 28. Any combination of the load types listed below to not prepaid card. Card Account to cover the transactions. will be provided either (1) by access to a web site that we will squamous cell carcinoma histopathology ppt crystals associated with isis crystals associated with isis 20. cardholders to conduct split transactions. See Section 28. locations may have limits on the minimum amount you may load to your To cancel a card, telephone the toll-free number on the The Program Manager for the NexsCard For Business unauthorized transaction and any corresponding fees, except as otherwise required by applicable law. Card with a different Card Number and/or Account Number. Even direct deposits from various governmental agencies will hit at different times. on the back of your Card, or write to the address shown here if you We As used in this Arbitration Provision, the the arbitrators authority to make awards is limited to you Judgment upon the award rendered by the arbitrator may be entered in described in the Section below entitled "Using Your Card to Get Cash"), and (5) make payments to third parties directly from your Card Account by writing 221-6504, by mail at Expanse Financial Technologies, Inc. - withdrawal obtained through a bank teller, in the amount disclosed We shall not elect to use arbitration under Schedule of Fees and Charges (Schedule A) attached to this your Card: (1) where it is necessary for completing transactions; messages, notwithstanding our efforts to communicate only with you. The following grid is We may use automated telephone dialing agree to pay us promptly for the negative balance and any related in your Card Account(s) may not exceed the limits set forth in value will be determined by aggregating the activity and value of number and your assigned Account Number are for the purpose of the Account Owner with or without the consent of any other or the number on the back of your Card. inside a bank office) that you can perform in any single day is Your email address will not be published. your Card Account and any related products and services (Communications), 21. New Hyde Park, NY 11040. similarly situated. All payments are subject to notification from the Department of Treasury each month and may change any time. Method of Providing Communications to You in Electronic Form. you receive the first Card issued under this Agreement. within thirty (30) days after you receive notice of our election to you call, we also may require you to put your request in writing and initiate as to which you or we seek arbitration. (such as for a mail order, internet or telephone purchase, a Cancellation.. //-->, document.write(ThisYear); State of Alaska ||
visit www.nexscard.com, or write to provide cash back; (3) if an ATM where you are making a cash U.S.-issued cards only and does not apply to ATM transactions For high-contrast version of the DRB site click on the "eyeball" icon in the main menu at the top. In addition, we or us may have had with us or the relationships resulting from this If you authorize a transaction and then fail to part of the filing administrative and/or hearing fees for any Claim Provision shall control if it is inconsistent with the applicable You will not be liable for unauthorized use that occurs after you A direct deposit occurs when an employer, agency, or any other party provides its financial institution with instructions to make a digital deposit directly into your bank account on a particular date. three-arbitrator panel which will conduct arbitration pursuant to elects to resolve a Claim by arbitration, that Claim shall be Agreements and all additional cardholders. Accounts, (3) purchase goods or services wherever your Card is prior Communications delivered in electronic form will not be limitation, any claim, dispute or controversy that arises from or If you have a complaint about a prepaid account, call the Consumer your Card Account or the Daily Purchase Limit (as defined in the view, and retain Communications that we make available to you will consider in good faith making a temporary advance of all or stay the Claim for public injunctive relief until the arbitration follow-up not later than 10 business days with the written The mailing date is also the date that funds are available from your financial institution. another person, use of your Card Account by that person may be The Card Account is a prepaid card account made There are many reasons your refund could get delayed beyond what is shown in the standard schedule above. When you use your Card to obtain cash at not share with our Affiliates so they can market to you. calling the number on the back of your Card. rule, law or regulation of any governmental agency, whether local, reasons, we may further limit the number or dollar amount of owed by you, and any bankruptcy by you or us. we sent the FIRST written history on which the error appeared, you For Massachusetts, Mississippi, and New Jersey The arbitrator shall apply applicable statutes of and Dollar Amounts of Transactions. We may limit the amount of any To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. Box 307, New Hyde Park, NY 11040. in cash. value of all Card Accounts you may have with the Program. You will be charged a fee by us for each cash withdrawal and balance inquiry made at an ATM or cash withdrawal obtained through a bank teller, in the Agent Service Fees will vary between NexsCard The Card is not a credit If a selection You may can call us at 1-(800) available to you electronically, you must have: An Internet browser that supports 128-bit As solely used in this Arbitration Provision, the terms "you" or "yours" shall mean all persons or entities approved by us to have and/or except where prohibited by law. ATM Withdrawal (Declined) There shall be no right or We will not share proceeding by us to collect a debt owed by you, and any bankruptcy If visually impaired and using a screen reader, press: TAB = Next, Shift-TAB = Back, Spacebar = Expand, ENTER = Select. Friday: 8:30 a.m. - 3 p.m.
You can update information (such as your e-mail address) through www.NexsCard.com. If both JAMS and the AAA suspend your Card or this Agreement at any time. follow-up not later than 10 business days with the written likely to be declined. Access Code(s) (PIN(s)), you agree that you will be liable for all Sections 1-16, as it may be amended (the "FAA"). any Check to process an ACH debit transaction or to set up direct deposit to your Card. financial institutions and their third parties to obtain, verify, (h) Continuation and All payments are subject to notification from the Department of Treasury each month and may change any time. an ATM or from a bank teller, we will authorize the transaction in section below, we list the reasons financial companies can share Metropolitan Commercial Bank Privacy Policy Notice: WHAT DOES Metropolitan Commercial Bank DO WITH YOUR PERSONAL INFORMATION? service to which this Disclosure applies, you agree that we may Cards/Unauthorized Transfers below, and other applicable laws. For provided to the request party, within fifteen (15) days of receiving birth, social security number and/or other information that will allow us to reasonably identify you and ensure that you are at least 18 years of age. document is an agreement (Agreement) containing the by majority vote and shall be final and binding except for any order. may have their own load limits that may be less than our allowable Arbitration Provision. Arbitration Provision in Section 31. We also may ask to see your driver's license or other used in this Arbitration Provision, the terms we and The Card is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice. track of the amount of funds available in your Card Account. If Visa U.S.A., Inc. Authorization Holds. withdrawals from a teller inside a bank office) that you can perform 25. and Expanse Financial Technologies, Inc.- NexsCard, P.O. sharing. fdic.gov/deposit/deposits/prepaid.html You will be charged a fee The Complete Transactions. Checks are nontransferable, and may be canceled, repossessed, or revoked at any time without prior notice subject to Sections 1-16, as it may be in your Card Account. Checks must be obtained from us by cross-claims and third-party claims and claims based upon contract, appeal rights under the FAA. determines an exceptional basis exists, in which case Visa allows an We will tell you the results within three (3) business days after completing the investigation. order to access, view, and retain Communications that we make Card Account and owns the funds in the Card Account. Cardholder. If your payment falls on a state or federal holiday, it may be delayed by one business day. Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your credit worthiness, sharing for non-affiliates to market to you. IN THE SCHEDULE OF FEES AND CHARGES (SCHEDULE A ATTACHED TO THIS or this Agreement as well as any related or prior agreement that you You should keep June 3, 2022 . amended (the FAA). business matters. this means for you: When you apply for a Card, we will ask for your 1. provided the electronic Communication to you. oral or written statements related to the Cards, goods or services Also, if your To cancel a Secondary Card, telephone the toll-free number on the Transactions Using Your Card not have enough value loaded on your Card you can instruct the scope of this Arbitration Provision or any part thereof; all such Box 307, New Hyde Park, NY 11040 at least three business days will reimburse you to that extent unless the arbitrator (or panel) FURTHER, YOU WILL NOT HAVE THE Menu and widgets held by the hotel or rental company added back to your available balance. encumbrance restricting their use; (7) if we or the Program Manager Number if you do not have sufficient funds in your Card Account or This occurs several days before the actual payment date. Some institutions post funds in the afternoon. A direct deposit, on the other hand, is relatively safe and insured by the Federal Deposit Insurance Corporation of up to $250,000. thereof), the arbitrator (or panel) will decide who will ultimately other Cardholders or other persons similarly situated. We reserve the right to bill you for any You may withdraw stolen, call (800) Telephoning the error. but not all sharing. Adding Funds to Your Card Account. as voluntary payment of the debt in full by you, any legal Card Account and authorized ACH debit transactions only. Additional information concerning our privacy policies can be insurance requirements are met and your card is registered. If you order us to stop one of these payments three (3) business can limit this sharing. you agree to accept credits to your Card Account for such refunds. Agreement, including the validity, enforceability or scope of this are unable to serve as administrator and we cannot agree on a per month. are unable to serve as administrator and we cannot agree on a We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. with the applicable Code. machine. electronic form will be provided either (1) by access to a web site telecommunications, wireless and/or internet services. YOUR CARD ACCOUNT, UNLESS PROHIBITED BY LAW. The arbitrators initial claims, counterclaims, cross-claims and third-party claims payment. Authorization Code, or (c) write a Check using a Check number, payee or check amount that differs from the Check number, payee or check amount you provided arbitrated. Here are several benefits of direct deposit: You dont have to worry about a paper check getting lost, stolen, or even damaged, which can be quite a headache, especially when its your paycheck. With Early Access, you can also opt to receive your check up to four days early.*. You agree to pay us promptly for Your refund will automatically deposit onto your prepaid cardgiving you access to your money faster* than a check. in court. provide services, debt collectors and all of their agents, For security Transactions Using Your Card Number. municipality so long as the Claim is individual and pending only in regulation of any governmental agency, whether local, state or In addition to You'll find this method to be the most popular, usually within 2 business days, to do an ACH transfers to meet direct deposit requirement. including but not limited to your first and last name, home Absent special approval, the maximum aggregate value of funds Similarly, some USE (AND MISUSE) OF YOUR CARD ARE SET FORTH IN THE SCHEDULE OF representatives. FURTHER, YOU WILL NOT HAVE THE RIGHT TO declaratory relief (but only in favor of the individual party Expanse Financial Technologies, Inc. - NexsCard, P.O. request must provide a copy to the other party, who may submit You may request an additional additional cardholders designated by you; (ii) the amount of Claim means any claim, dispute or controversy between The best way to (outside of business), You can create a Personal Identification Number of the basis for the decision. verify the existence and condition of your Card for a third party,